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Low Cost Auto Insurance Online How to Compare 2 Car Insurance Quotes for the Same Insurance : According to the report, 22% of U.S. drivers said they bought less coverage than they wanted last year. The trend was especially prevalent among young people. Specifically, 39% of Gen Z drivers and 32 . Penny Gusner is an insurance analyst for Forbes Advisor. For nearly two decades, she has been helping consumers learn how insurance laws, data, trends and coverages affect them. She enjoys .