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Cheap Car Insurance New Brunswick How to get cheap car insurance in Canada | Insurance Business Canada: “Cheap car insurance” might not seem as though it can be said in the same breath as “new driver.” But if you’re adding a new driver—namely a teen driver—to your car insurance . New York Central Mutual Fire (NYCM) offers the cheapest car insurance in New York state for most drivers. Good drivers pay an average of $2,986 a year, but even drivers with accidents, DUIs and .