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Cheap Car Insurance Low Deposit How to Get Cheap Car Insurance With No Deposit ValuePenguin: Penny Gusner is an insurance analyst for Forbes Advisor. For nearly two decades, she has been helping consumers learn how insurance laws, data, trends and coverages affect them. She enjoys . If the cost of learning to drive or buying your first car wasn’t enough, insurance premiums third party policies will be the cheapest as they offer a lower level of cover, that’s often .